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Entire life insurance policy plans are non-correlated possessions - Cash flow banking. This is why they work so well as the economic structure of Infinite Financial. Despite what happens in the market (stock, real estate, or otherwise), your insurance coverage keeps its worth. Way too many people are missing this necessary volatility buffer that helps safeguard and grow wealth, rather breaking their money into two pails: checking account and investments.
Market-based financial investments expand wide range much faster however are exposed to market fluctuations, making them naturally risky. Suppose there were a third pail that provided security but likewise moderate, guaranteed returns? Whole life insurance policy is that third pail. Regardless of how diversified you believe your portfolio might be, at the end of the day, a market-based investment is a market-based investment.
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